Life & Annuities insurers have spent the better part of the past decade diversifying their distribution strategies in order to create more revenue streams due to economic challenges, market demands, competition and increasing regulatory changes.

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Due to the new mandates, carriers face pressure to reform both their pricing and compensation structures, resulting in significant changes to the role brokers and agents play in the distribution process.

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Among the many challenges Property & Casualty insurers face, perhaps the most critical are the ones related to technology.

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